What You Need to Know About Roof Leak Repair
A roof leak can cause serious, permanent damage to the structural components of your home. Depending on the severity of the leak – and how much water is coming in – it could cause damage to the items in your attic, too. Once it wreaks havoc in your attic, it’ll move on to the interior ceilings of your home. The plaster in your ceiling and walls may expand and bubble, and the water will damage the paint, ceiling-mounted lights, and ceiling fans. Even your electrical system is at risk.
If you don’t take steps to dry (or replace) everything immediately, you’re facing mold and mildew issues.
Over time, structural damage is inevitable.
But back to those questions you have on your mind when you discover a leak:
- How much does roof leak repair cost?
- Is roof leak repair covered by insurance?
- Can you repair a roof leak yourself?
How Much Does Roof Leak Repair Cost?
As with any repair project, the cost will depend on the extent of damage. If it’s a small leak and it’s relatively new – meaning it hasn’t had much time to inflict a lot of damage – it’s going to be less costly to fix than a large, long-standing leak will. If you need new ceiling joists, fascia boards and other roofing components, you’re going to end up spending more. Your best bet is to get a free roof inspection as soon as you find out there’s a leak. That way, you’ll know how big (and how harmful) the leak is, as well as what it’ll take to fix it.
Does Insurance Cover Roof Leak Repair?
Some homeowners insurance policies cover roof leak repair, but only if the leak was caused by what’s called a covered peril. A covered peril is a hazard the insurance company feels it can pay for. Common covered perils include fire, wind and hail damage to your roof, and fallen trees. You can’t just assume that your insurer will pay for your roof leak repair, though – you’ll probably need to call and ask. You can also talk to your roof repair team about insurance claims assistance.
Can You Repair a Roof Leak Yourself?
Some people are able to repair roof leaks on their own. However, roofing is dangerous work – and if you do it improperly, you could void the guarantee or warranty your original roofing company provided. That aside, it’s often tough to find the exact location of a roof leak unless you’re trained in what to look for. Unfortunately, that often results in a person “fixing” the wrong spot; the next time it rains, they discover that the roof is still leaking. Even worse, the water has had time to do more damage.
Do You Need Roof Leak Repair?
A roof leak is an emergency, even if it’s not severe. Because water damage can destroy your entire roof and put the rest of your home’s structure at risk, it’s essential that you have a professional roofer find and fix the leak as soon as possible.